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What is Islamic Microfinance
Alkhidmat’s Islamic Microfinance Program is built on a simple belief: every hardworking individual deserves a fair chance to earn with dignity. In a country where countless families struggle due to unemployment and lack of financial access, interest-free microfinance becomes a lifeline helping people rise without falling into debt traps.Through Shariah-compliant, interest-free loans, business training, and financial guidance, Alkhidmat empowers low-income households to start small businesses, restore livelihoods, and build sustainable sources of income. This program doesn’t only distribute capital it restores hope, independence, and the pride of honest work.
Live Projects Stats
Our efforts and achievements define who we are
97%
loan recovery rate achieved through interest-free financing
80%
of microfinance loans issued for small business and livelihood activities
100%
of loans provided through interest-free (Islamic) financing models
100%
of recovered funds recycled to support new beneficiaries
OUR INTERACTIVE MAP
Hospital
Alkhidmat’s network of hospitals provides comprehensive healthcare, including emergency, outpatient, and specialized services across Pakistan
Mobile Medical Units
Mobile units bring medical care to underserved and disaster-affected regions, offering free consultations and emergency services on-site
Health Campus
Alkhidmat’s free health camps provide essential medical services, screenings, and treatment to communities lacking access to healthcare
Registration Form
Fill the form below and we’ll soon contact you!
EMPOWERING DREAMS, THE ISLAMIC WAY
Our Islamic Microfinance program makes financial support simple, accessible, and fair.
Interest-Free Loans
0% interest on loans, guided by Qarz-e-Hasana.
Easy Installments
Repayable in small, manageable amounts.
Hassle-free Process
Quick, simple, and accessible for all deserving entrepreneurs.
What We Do?
Empowerment Through Dignity
Interest-free loans help individuals earn with honor, strengthening families without adding financial burden
Shariah-Compliant Support
Every loan follows Islamic principles, ensuring transparency, fairness, and relief from interest-based exploitation.
Women’s Economic Inclusion
Special programs support widows, single mothers, and women entrepreneurs, helping them build independent livelihoods
Business Skills & Mentorship
Beneficiaries receive basic training in budgeting, planning, and business management to ensure long-term success
Sustainable Community Growth
Each successful borrower uplifts multiple households, creating ripple effects that strengthen the local economy
Frequently Asked Questions
Criteria
Details
Age
20–63 years, must have a valid CNIC
Loan Duration
Minimum 9 months, Maximum 18 months
Repayment Process
Equal monthly installments in post-dated cheques with personal guarantee
Fees, Charges, Interest
None
